2 MIN READ
APRIL 2025
Talk about money — even when it’s hard
It’s easy to fall into the trap of thinking everyone but you has their money figured out. But the truth is, 72% of Americans report feeling stressed about money within the last month.
Topics like budgeting, investing, interest rates and managing debt aren’t always taught in homes or schools. And that can leave many adults feeling overwhelmed by their finances.
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It’s ok to talk about it. And you should. If you share expenses with a spouse or partner, talk to them. Getting on the same page is important. But you can only do that if you have clear, open communication about your financial goals.
Talk with a trusted friend or family member. Once you start getting more comfortable having money conversations with the people in your life, not only will it shed light on your own milestone moments, but it will also help you understand how the people close to you view money and make decisions.
And be sure to ask for help when you need it. Support is available from these helpful resources:
- Struggling to make ends meet? Get connected with local community resources through Worklife, made available by Resources for Living® (RFL). They can connect you with resources for rent, water and electricity, food and more. Social workers are also available to help support you and your family.
- Stressed and overwhelmed? RFL offers 6 free counseling sessions per issue per year for you and your household members. Dependent children living away from home can use RFL up to age 26.
To connect with support, call 833-721-2320 (TTY:711) or visit RFL.com/Costco. - Need help taking the first step out of a rough financial situation? SmartDollar offers budgeting tools and free one-on-one financial coaching. They can help you figure out a financial plan that meets your needs, such as tackling debt, repairing credit or saving an emergency fund.
To get started, visit SmartDollar.com/enroll/costco or text Costco to 33789* to download the app.
Learn more about the importance of talking about money with SmartDollar.
Here’s the truth about money: If you don’t tell it where to go, you’ll always wonder where it went.
– Dave Ramsey
*Message and data rates may apply.
Resources for you
Resources for Living (RFL) provides in-the-moment support for people struggling with challenges, including financial hardship, as well as 6 free counseling sessions with in-person, televideo and chat options. RFL’s Worklife can help you connect with community resources if you are struggling with rent or other bills. Services are available to you and your household members. Dependent children living away from home can use RFL up to age 26.
833-721-2320 (TTY: 711) | RFL.com/Costco
SmartDollar® gives you proven, practical advice on how to get out of debt and change how you manage money. Take advantage of free, one-on-one financial coaching to help you reach your goals.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
Resources for Living (RFL) provides in-the-moment support for people struggling with challenges, including financial hardship, as well as 6 free counseling sessions with in-person, televideo and chat options. RFL’s Worklife can help you connect with community resources if you are struggling with rent or other bills. Services are available to you and your household members. Dependent children living away from home can use RFL up to age 26.
833-721-2320 (TTY: 711) | RFL.com/Costco
SmartDollar® gives you proven, practical advice on how to get out of debt and change how you manage money. Take advantage of free, one-on-one financial coaching to help you reach your goals.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.
Resources for Living (RFL) provides in-the-moment support for people struggling with challenges, including financial hardship, as well as 6 free counseling sessions with in-person, televideo and chat options. RFL’s Worklife can help you connect with community resources if you are struggling with rent or other bills. Services are available to you and your household members. Dependent children living away from home can use RFL up to age 26.
833-721-2320 (TTY: 711) | RFL.com/Costco
SmartDollar® gives you proven, practical advice on how to get out of debt and change how you manage money. Take advantage of free, one-on-one financial coaching to help you reach your goals.
SmartDollar.com/enroll/Costco | Text COSTCO to 33789* to download the app
*Message and data rates may apply.