What is your most valuable asset? 

Your house? Jewelry? Your car? If you really think about it, our most valuable asset is our ability to earn an income. After all, it’s your paycheck that makes it possible to pay for these items, as well as necessities such as groceries, utilities, clothing.

But what if you got sick or hurt and couldn’t work? How long could you continue without a paycheck? Most of us like to think we won’t be affected by a disability, but any of us could be. More than one in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach normal retirement age. 

If you become disabled, how would you pay your bills? In today’s economy, it’d be difficult losing just one paycheck, but a disability could have you out of work for days, weeks, months, or even a year. You need a backup plan, but it’s tough to put money into savings on a regular basis. That’s where disability insurance comes in. Unum’s disability insurance provides a benefits to replace a portion of your income if you can’t work due to a covered accident or covered sickness.

You can use this benefit however you like, whether it’s to help you cover your rent or house payments, car payments, credit card bills, or travel expenses. With our disability plan, you can choose the amount of your disability  benefits, subject to income. The benefits are paid directly to you and help provide financial protection if you can’t work. 

If you become disabled, you shouldn’t have to worry about how to pay the bills. Instead, you should be able to focus on what really matters: your health and recovery. Sign up for this valuable coverage during your company’s enrollment.